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Background & Vision

Partnership - Innovation - Education

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At Optimum Life Reinsurance, we're pleased to announce our new SURF branding that encompasses all aspects of underwriting excellence.

For us, education and training are at the forefront of our mission. We understand the pivotal role knowledge plays in achieving excellence in the life insurance space. That's why we've always prioritized providing robust educational services for our clients.

Our Subject Matter Experts are dedicated to equipping clients with the insights, skills, and resources needed to thrive. With a deep understanding of the complexities of life insurance underwriting, our experts offer tailored guidance and support to help clients navigate challenges and seize opportunities. Whether through training programs, webinars, or one-on-one consultations, we're committed to empowering our clients to succeed.

At Optimum Life Reinsurance, we believe that by investing in education, we can empower individuals and organizations to reach their full potential in managing risk. SURF encompasses the entire suite of underwriting services we provide clients.

We're here to help...whether through our excellent WAVE Life & CI Manuals, underwriter lending program, auditing services, underwriting vetting and benchmarking initiatives, or the expertise we can provide as partners on the risk. We are here to find solutions for your business.

Anastasia Jaegerman

Anastasia Jaegerman

Anastasia Jaegerman

Vice President, Underwriting & Chief Underwriter

We've recently completed significant updates to our Life and Critical Illness underwriting manuals which are designed to enhance usability and accessibility for our valued clients. The new 'WAVE' manuals include a state-of-the-art platform that enhances the underwriting experience.

Our new platform empowers the clients to create company-specific notes, tailoring the manual to their unique needs and preferences. With a faster interface, users can now access the manual via the web or any mobile device, providing unparalleled flexibility and convenience.

As always, our underwriting manual features leading-edge content that is continuously updated to reflect the latest in medical science, industry trends, regulations, and best practices. We remain committed to providing our clients with the most comprehensive and up-to-date resources to support their underwriting decisions and drive success in their businesses.

At Optimum Life Reinsurance, we believe these enhancement will elevate the underwriting experience for our clients, enabling them to make informed decisions more efficiently and effectively than ever before. We look forward to continuing to partner with our clients on their journey to excellence in life and critical illness underwriting.

Jean-Marc Fix

Jean-Marc Fix

Jean-Marc Fix

Vice President, Research & Development - Biometric Risks

The Optimum Academy

Key Features:

  • Training Modules


  • Monthly Webinars


  • Case Notes - Mini Case Clinics


  • Underwriting Corner Newsletter


  • Alternating Currents - Industry Updates


  • Learning Series - Variety of Underwriting Topics


  • Practical Tips

Carrier Applications:

  • We offer specialized training programs for your underwriting team


  • Your underwriters can access our continually growing library of videos and publications on the Optimum Re Website

Underwriting Seminar


  • The UW seminar has been held in Dallas for 20+ years


  • In 2024, we moved the event from October to March


  • Medical Directors and industry experts present on a variety of topics


  • We have great camaraderie and a dynamic learning environment


  • The seminar is an excellent resource for junior through senior level underwriters


  • The topics are cutting-edge and the discussions are rich


  • No conference fee for clients and guests


  • Attendees only pay for travel and hotel stay


  • Fun, relaxed environment


  • Exciting 'after-hours' events In 2024, we had well-received outings to a dueling piano bar, and a Texas roadhouse restaurant


  • Opportunity to get to know Optimum, including the Chief Medical Director, entire underwriting staff and business development personnel


  • Save the date for the upcoming UW Seminar: March 9-11, 2025


  • We're also kicking off our new Claims Seminar: October 7-8, 2024

Vetting & Benchmarking Services

Key Features:

  • Partnering with our seasoned R&D, Actuarial, and Underwriting experts, we can collaborate with your team to evaluate your programs and analyze your company's applications, age & amount requirements, third-party data sources, procedures, and market distribution. Our efforts aim to enhance efficiency and mitigate mortality slippage effectively.


  • Whether your core business is traditional fully underwritten, Final Expense, Simplified Issue or you have robust AUW program, we're here to help you get the most out of your business model.

Carrier Applications:

  • Application Scoring


  • MIB Filtering


  • Rx/IRIX Analysis


  • Collaboration with third-party data vendors


  • Insurtech vetting


  • Determining procedural efficiencies


  • Auditing protocols


  • Working in collaboration to bring a new product or initiative to market

Underwriting Services


  • Customizable medical and financial training programs for your team

  • Our Chief Medical Director can host webinars for your company on a variety of medical conditions

  • With smaller teams there is plenty of opportunity for interaction and educational growth


Underwriter Lending Program

  • During the ebb and flow of production and potential staff disruption, Optimum is here to support our clients. We offer targeted production underwriting services to help you succeed

Auditing Services

  • Optimum performs regular audits on our clients to make sure we're in tune with your company's underwriting standards


  • We take this opportunity to confirm compliance with the treaty and your company's processes and procedures. If we find issues, partner to find ways to create solutions and outline how best to achieve success


  • We have customized internal training programs for various clients looking to audit staff on a regular basis

SURF Partnership

At Optimum Life Reinsurance, we are dedicated to providing unparalleled services in the realm of life insurance underwriting. Our commitment to excellence is exemplified through our multifaceted approach, focusing on education, innovation, and partnership with out clients.

At Optimum Life Reinsurance, we are more than just a reinsurer – we are a trusted partner dedicated to helping our clients succeed. Through our commitment to education, innovation, and partnership, we strive to deliver the best possible services and support to our clients, ensuring their continued growth and success in the ever-evolving landscape of life insurance underwriting.

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