We pride ourselves in building successful partnerships through our focus on exceptional service. At Optimum, these partnerships are centered around the core principle of listening to clients’ needs and finding reinsurance solutions to complex issues within the life industry which allows us to cater to companies of all sizes.
We offer an array of services and expertise that include product development, training, underwriting risk selection, review and offer of second opinion on pricing, claims and underwriting.
Our in-house developed administrative system featuring state-of-the-art capabilities offers many functionalities and utmost flexibility for both our clients and us. Key features include individual cession processing, automatic cross-checking of remitted premiums, internal verification process to identify potential errors and omissions, just to name a few. As part of a reinsurance program, we would be pleased to perform the administration function on behalf of our clients if desired.
From fully underwritten to simplified issue, Optimum has solidified itself as a mortality expert for all individual product lines in the traditional life space.